Purchase Assurance

My Gucci® bag was stolen while I was riding the subway.

Purchase Assurance from USAA card may protect you against accidental damage or theft of items that were purchased with your eligible USAA card

How It Works

  • You must pay for the item using your eligible USAA card.
  • Coverage may be provided for the repair or replacement cost of the item and will not exceed the actual amount charged on the eligible USAA card.
  • Purchases do not need to registered.
  • You will need to provide your original itemized store receipts, card statement record of purchase and a copy of the police report if the item(s) were stolen.
  • Please file your claim as soon as any accidental damage or theft of the item has occurred.
  • You will need the following information to file your claim.
    • Details about the purchased item.
    • Details about the damage to or theft of the item.
    • Police Report details if the item was stolen.

Get Started


Good to Know

  • For damaged items, please do not dispose of your item as we may ask you to return the item to USAA card
  • Once we receive all the documents required, we will review your claim.
  • You can check the status of your claim at any time by logging onto: usaa.mycardbenefits.com
  • Shipping and Handling costs incurred are not covered under the program.
  • Once your claim is approved, we will communicate the reimbursement amount based on the terms and conditions of the program for your particular USAA card
  • Please refer to the terms and conditions of the program for your particular card product for exclusions.


Coverage is determined by the terms, conditions and exclusions of the Policies applicable to your Card, as specified by the underwriter, and is subject to change with notice. This site does not supplement or replace the Policy and/or Program Terms.
Submission of a claim does not guarantee coverage or coverage availability.

Please note: Benefits referenced on this site may not always be available on your card product. Selection of benefits on your USAA card may vary by card issuer. Please refer to your issuing financial institution for more details. Submission of a claim does not guarantee coverage.

USAA and its affiliates (“USAA”) sponsor various insurance benefits provided to cardholders by the member companies of AIG Insurance Company (“AIG”) as the insurance provider and/or corresponding reinsurer, if applicable. This website (the “Website”) is operated by Sedgwick Claims Management Services Inc. (“Sedgwick”) and provides claims management services on behalf of AIG.

USAA is neither a licensed insurer nor a licensed insurance intermediary, and does not sell, solicit, nor provide advice on insurance products in your jurisdiction. USAA does not collect premiums from, or details of claims submitted by, you in relation to relevant insurance products. USAA is not in any way responsible for the handling, disposition or payment of any claim submitted via the Website or otherwise. Any insurance claim filed pursuant to your USAA sponsored insurance program on this Website will be reviewed by and, if accepted, will be paid by Sedgwick or AIG directly to you and not via USAA or this Website. Any claim related documentation uploaded in connection with this Website is solely for the purpose of claim filing with AIG. USAA does not act as agent for you or AIG.

AIG is the controller of the data provided by you to the Website in connection with any insurance claim and AIG and Sedgwick are the data processors of such data. By executing this application or by entering your information into this page, you consent to AIG and Sedgwick processing data relating to you for the purposes of providing insurance services, legal, administrative and management purposes and in particular to the processing of any sensitive personal data relating to you. You further consent to your data being processed by AIG, Sedgwick, those who provide products or services to AIG or any of AIG’s affiliates or group of companies, and regulatory authorities, within and outside your country of domicile. USAA is neither a controller nor a processor for purposes of handling data and receives no data and accepts no responsibility either jointly or severally, for any loss or damage arising in any way from the transmission of your information.

If you have any queries in relation to the subject insurance products, please contact AIG directly.